Find hope for your finances.
Financial coaching for individuals and families ready to take control of their money. See clearly where you stand today, define where you want to be, and build a plan to get there.
Use finance as a tool to measure, manage, and achieve your goals.
We provide financial coaching to those ready to take control of their finances. Most people don't need another budgeting app. They need someone to sit down with them, look honestly at where things stand, and help build a real plan to move forward.That's the work. We start with a clear, judgment-free picture of your current situation (income, spending, debt, savings, investments). Then map out where you actually want to go. From there, coaching is about steady, practical steps, not quick fixes.
>15
Year of experience managing finances personally, for multiple non-profit organizations, and for clients
$140K
The total student loan debt I've paid-off through graduating with an MBA and a B.S. in Economics-Finance
$33M+
The largest budget I've managed in my career with roles including CFO, Treasurer, and VP Finance.
How financial coaching works
A four-step process to gain financial clarity on where you are today, where you want to be, and how to get there.
01Discovery Call
A free 30-minute conversation to understand where you are and whether coaching is the right fit. No pressure, no obligation, no cost.
02Financial Assessment
We build a full, honest picture of your current finances (income, expenses, assets, and liabilities) so decisions are based on reality, not guesswork.
03Your Plan
Together we set clear, realistic goals and a step-by-step plan to close the gap between where you are and where you want to be.
04Ongoing Coaching
Regular sessions to keep you on track, provide advice that can help accelerate your plan, make adjustments as life happens, and keep momentum going.
“I finally understand where our money is actually going. We have a real plan now instead of just hoping things work out.”
Helen L.
I use finance to help people find solid ground.
A coach with lived experience managing numbers and paying off debt. An MBA, a CFO, and a Ramsey Master Coach with track record of building real financial plans.
Financial Coach
Steven Tran
I work with individuals and families who know something needs to change with their money, but aren't sure where to start or how to proceed.Most people I talk to aren't looking for another app or a stack of spreadsheets. They've usually tried that already. What's missing isn't information, it's a clear, organized picture of where they actually stand, and someone to help them build a structured, actionable plan from there.I'm an independent financial coach with a Bachelor of Science in Economics and Finance, an MBA from Boston University, and have served as CFO in my professional career managing budgets >$30M. I'm also a Ramsey Master Coach who has paid off $140K in student loans, have negotiated with credit card companies, have been "margin called", and have made all the financial mistakes a person could make. Outside of finance, I'm a family man, a Christian, and a father to two young kids.I don't believe in one-size-fits-all budgets or shame about past decisions. I've been there. The goal isn't to judge how you got here. It is to get honest about where things stand and build a plan that actually fits your life, so you can move forward with confidence instead of anxiety.
Free Resources
Finance Snapshot
This helps you understand where you are today and covers income, expenses, assets, and liabilities.
Mortgage Payoff Plan
Get a clear view of how quickly you can payoff your mortgage based on one time or extra recurring payments.
Preventing Scams
Fraud and financial scams are everywhere. Here's a guide on how to identify scams and protect yourself.
Common questions, and answers
Key details about working together. If something is unclear, book a free call and we can talk it through.
Is this financial advice?
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Coaching is educational and focused on helping you build a plan and healthy habits — it isn't licensed financial, legal, or tax advice. For those, we'd point you to the right licensed professional.
How much does it cost?
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Pricing depends on whether you are above or below the area median income. I provide coaching to help those that actually need it. Pricing is based on a fixed flat fee per session, and will not require an over-priced monthly subscription. If I can't help you, I'll refund you. That's my promise.
Who is this not a good fit for?
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If you're looking for investment management or picking stocks, this isn't that. Coaching is about building a clear plan and healthy habits around everyday finances and debt. Coaching isn't for everyone and not everyone needs coaching.
Do you work with individuals, or only families?
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Both. Coaching is built around your specific situation, whether you're figuring this out solo or as a household.
Achieve financial victory
Book a free 30 minute assessment and I’ll show you where automation can realistically save time and money.
Ready to get a clear picture of your finances?
Fill out the form and I'll reach out to book a free discovery call. No pressure, just a conversation about where you are and how coaching could help.
Privacy Policy
1. Introduction
Hope with Money ("we", "our", "us") is committed to safeguarding your privacy. This Privacy Policy describes how we collect, use, and protect your personal information when you visit our website or interact with our services. By using our website, you consent to the practices outlined in this Privacy Policy. We prioritize the protection of your personal data and adhere to applicable data protection regulations.
2. Information we collect
When you engage with our services, the personal data we may collect includes your name, email address, and other information that you provide through the introductory questionnaire, onboarding questionnaire or any email correspondence. The data we collect primarily comes from interactions that you initiate with us via email or the questionnaire. We do not use cookies to track your session in our website. We use cookieless tracking technology that pseudo-anonymizes individual visitors' data, ensuring that no personally identifiable information (PII) is collected or stored. This approach allows us to collect data on user interactions, such as page views, bounce rates, and session durations, without compromising user privacy.
3. How we use your information
We use the personal data you provide to better understand your business needs and preferences, allowing us to create and manage your website effectively. Your data also helps us communicate with you regarding your project, provide updates, request clarification, and assist you with any queries. We also use your data for processing bookings or payments for our services, which are handled by third-party processors, such as Setmore and Stripe.
4. Sharing your information
We do not sell, rent, or share your personal data with third parties except where necessary for the delivery of our services. This includes sharing information with trusted third-party service providers, such as payment processors who assist with billing. These providers are contractually bound to protect your data and use it solely for the purpose of facilitating the services you requested. You should be aware that we may also share data when required by law, such as in response to legal processes or regulations.
5. Data retention
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including providing services to you, complying with legal obligations, or resolving any disputes. Basic contact information may be retained for record-keeping purposes and to facilitate future communications regarding our services, even after the termination of your subscription or use of our services. If you cancel your subscription or discontinue use of our services, other personal data will be retained only for a reasonable period to meet any ongoing obligations or legal requirements, after which it will be securely deleted.
6. Security of your data
We take reasonable measures to protect your personal data from unauthorized access, alteration, or disclosure. While we implement industry-standard security protocols, no method of transmission over the internet or method of electronic storage is entirely secure. As such, we cannot guarantee absolute security of your data.
7. Your rights
You have certain rights regarding the personal data we hold about you. These rights include the ability to access the personal data we have collected, request corrections to any inaccurate information, and ask for the deletion of your personal data, subject to applicable legal exceptions. To exercise any of these rights, you may contact us, and we will respond to your request in accordance with applicable law.
8. Third-party links
Our website may contain links to third-party websites. Please be aware that we are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.
9. Changes to this privacy policy
We may update this Privacy Policy to reflect changes in our practices or legal requirements. If any significant changes are made, we will notify you either by email or by posting a notice on our website. We encourage you to review this policy periodically to stay informed about how we are protecting your data.
10. Contact
If you have any questions about this Privacy Policy or how we handle your personal information, please contact us through our contact info.
Terms of Use
1. Introduction
By accessing or using this website, you agree to comply with and be bound by these Terms of Use. These terms constitute a legally binding agreement between you and Hope with Money. If you do not agree to these terms, you must discontinue using this website immediately.
2. Website use
You are granted a limited, non-exclusive, revocable license to access and use this website for informational purposes only. By using this website, you agree to refrain from using the website in any unlawful manner or in violation of any applicable laws or regulations, engaging in any conduct that disrupts or inhibits the website's functionality or security, attempting to gain unauthorized access to any portion of the website, other systems, or networks connected to the website.
3. Intellectual property
All content on this website, including but not limited to text, graphics, images, logos, audio clips, and design elements, is the property of Hope with Money or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, reproduce, distribute, republish, download, or create derivative works from any website content without prior written consent from Alex Morgan. Any unauthorized use of intellectual property may result in civil or criminal penalties.
4. Disclaimer of warranties
The website and its content are provided on an "as is" and "as available" basis. Hope with Money makes no representations or warranties of any kind, express or implied, including but not limited to the accuracy, completeness, reliability, or availability of the website or its content, the absence of viruses or other harmful components, or any implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Your use of the website is at your own risk. We do not guarantee that the website will be uninterrupted or error-free.
5. Limitation of liability
To the maximum extent permitted by law, Hope with Money and our affiliates, officers, employees, or agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use or inability to use the website, errors, omissions, or inaccuracies in the website content, any unauthorized access to or use of our servers and any personal information stored therein, or any bugs, viruses, or harmful components transmitted through the website. This limitation applies even if we have been advised of the possibility of such damages.
6. Third-party links
This website may contain links to third-party websites or services that are not owned or controlled by us. We do not endorse or assume any responsibility for the content, privacy practices, or terms of these third-party sites. Accessing third-party links is at your own risk. We recommend reviewing the terms and privacy policies of any third-party websites you visit.
7. Privacy policy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
8. User conduct
Users are responsible for ensuring that any content they submit or communicate through this website does not violate any applicable laws or regulations, infringe upon the rights of any third party, including intellectual property rights, or contain any harmful, obscene, defamatory, or illegal material. We reserve the right to monitor, remove, or refuse any content that violates these terms or is otherwise deemed inappropriate.
9. Modification of terms
We reserve the right to update, modify, or replace any part of these Terms of Service at our discretion. Any changes will be posted on this page with an updated revision date. It is your responsibility to review these terms periodically for updates. Continued use of the website following any changes constitutes acceptance of those changes.
10. Governing law and jurisdiction
These terms are governed by and construed in accordance with the laws of Massachusetts, without regard to its conflict of law principles. Any disputes arising under these terms shall be resolved exclusively in the courts located in Greece.
11. Indemnification
You agree to indemnify, defend, and hold harmless Hope with Money, our affiliates, officers, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your violation of these terms or your use of the website.
11. Contact
If you have any questions or concerns about these Terms of Service, please contact us through the website form.